Kiva Zip

Kiva Zip

Kiva Zip is a new lending platform to help small business owners improve their business by crowd sourcing loans.

Wait, what’s a lending platform? How do you crowd-source a loan?

If you’re familiar with Go Fund Me, Kickstarter, or Indie Go-Go, you’re halfway to understanding Kiva Zip! These examples are platforms where entrepreneurs can solicit funding from investors for their business or products. The difference is that you are only LENDING your money to a Kiva Zip campaign. Kiva Zip users just need a little bit extra to get their business off the ground – and sometimes they cannot secure traditional financing from a bank. Through this platform, lenders (you!) can come together to achieve a business’s loan goal and improve their business! The loans are ZERO INTREST, andcan be paid back over two years.

What’s in it for me?

These loans are paid back over two years at zero interest. This platform asks those with extra resources to lend to those without. So, there is no return except for the knowledge that you’re helping out local small business! There IS risk. If the business owner is not able to pay back the loan, the lenders are not able to recover their contribution. Fortunately, if the Walnut Hills Redevelopment Foundation endorses the business, that business has our vote of confidence.

SUPPORT local small business!

Ok, so how do I help?

It takes five minutes of work on your end. You need to make a profile on, connect a credit card, and you’re ready to lend! Once your funds are paid back, you can either retrieve them, or reinvest in another small business!